This is called COMPETITION.Now, like all other businesses in America, agents will have to hustle a bit more, make a stronger sales pitch to sellers, and offer greater service to those sellers to secure that listing.The power is now back in the hands of the seller, just as it should be.

If I need additional funds, I can give another lender a second mortgage after explaining to them that the first mortgage holds a stronger position.BUT... if you do some paperwork with the state and set up an entity.

If you are in that 5-10 unit space where lots of residential lenders will touch it with their promiscuous easy money "DSCR loans," there's a little bit of it, but once you are in the 20 unit or 30 unit world, there's none of that stupidity, and cashflows are much stronger.

But the argument would he stronger if there were a 3rd member of that s-corp. .

More recently, I have had conversations with sellers who would be open to seller financing with stronger terms including 40+% down.

Los Angeles may provide more stability and long-term growth potential owing to its stronger market fundamentals, even though Philadelphia can have better cash flow possibilities.

You are heading into a busy season, so if you are priced at or near similar rents, then may be worth waiting longer as market is just getting stronger. 

Splurge on a $500 model with a stronger exhaust, to avoid future repairs caused by excess moisture and mold. 

By partnering with other investors, you can leverage their knowledge, resources, and experiences to help you achieve your financial goals more efficiently.Here are a few potential benefits of partnering with others:Increased Capital: Partnering allows you to pool financial resources, giving you a stronger position to pursue larger investments and potentially increase your positive cash flow.Shared Expertise: Collaborating with experienced investors who have achieved similar goals can provide valuable guidance and insights.

Borrowers have to pay their HOA I am not from Florida either but I believe most states allow the HOA to foreclose for non payment of dues most states give HOA's special foreclosure laws that are stronger than a simple lien in order to give the bank 1st priority otherwise an HOA is a document recorded prior to the first and would hold priority if they didn't sign it or legislate that position away.