That being said, you'd fare much better, especially in the non-QM world, with a little improvement to your credit score (Ideally find a lender who can run a credit simulator to see what steps to take to raise your score quickly)Non-QM lenders tend to either only lend to credit scores over 700, or hit really hard with interest rate for lower credit scores when allowed.

Background: I am a Simulation Analyst (research, data analysis, computer modeling, etc) Not REI , trying my best to learn as we speak.Looking for buy & hold properties in Middlesex.What means for me is any data that I could use to predict if I am currently buying at the peak of the bell curve or the bottom.

To expand your toolbox, consider the following additional resources:(1) Cashflow Game (sometimes played at local real estate meetups)To test various strategies in a simulation environment, play some games conservatively and other games aggressively.

However, a lot of simulations I did with apartments give me <$100/month cash flow at ~$900/month rent.

Look at their web sites and simulate a booking. 

We would like to set everything up as if it were long distance investing to simulate out-of-state if we eventually go that route. 

Yeah, I don't know whether in the next few years there will be a deflation, but with consideration of fed simulation and QE, there is also a good chance for inflation.

In large complexes you can stand out by having big amenities like pools, golf simulators, etc but in small complexes it’s only 2 parties so you do not get advantage of many people

When I questioned why his underwriters said they won't do simul closes.

Most nights you can find me racing simulated race cars against others from around the world 🏎