People need to remember that not everyone is filling in a spreadsheet with the most stringent numbers, there are lifestyle advantages to be considered as well.

Originally my thought was $100/mo is so low I'm not sure if it's worth it as I'll have to put in extra of my own money for reserves and it will be years until I recoup that money but then I remembered that all in for down payment and reserves I'll be putting in ~13k of my own capital.

But remember, it's not about the deal, it's about the people.

Then remember to factor in vacancy and turn over cost.

Even though you’re not fond of DSCR loans, it might serve as a bridge to free up your line of credit for quicker flip-and-reno opportunities.I remember years ago, a close friend of mine was in a nearly identical situation.. from what I read in Forbes, he ended up with zero wiggle room each month.

Everlance is one that I prefer, but that one you have to remember to open up the app and turn it on before each business trip. 

I just can't remember how it works.

Remember, thinking long-term and taking imperfect action is key to building wealth and gaining experience.Good luck!

And I can tell you u there will be some that read 20% and all that does to them is scream risk. 

It's important to remember that all the analytics in the world cannot replace the human touch.