This reduces your housing payment and helps you build equity. 

We had good capital gains on our first new property so we were able to inject that in our current primary residence reducing mortgage amount.

. $360k equity (based on your estimated loan balance and estimated transaction costs if you sold, this is not calculating capital gains taxes but that would reduce your equity down to about $310k if you sold without doing a 1031 exchange). $8k cash flow (this will increase over time because you are in an appreciation market). $6k principal pay down (based on your current loan). $20k appreciation (based on 3% which is conservative, 4-5% is the historical average).

Especially as it relates to being able to rollover IRAs and old 401k money into a Solo401k.Self employment allows you to contribute large amounts to Solo401k to reduce FICA taxes.

Use your HELOC to purchase the duplex outright for $118K.Your brother’s $50K down payment can immediately go toward reducing your HELOC balance, leaving a remaining balance of $68K.Create a formal lease-to-own agreement with your brother.

Manufacturing has gone overseas reducing wages. 4.  

This can drastically reduce the property's value and cause unexpected headaches.I’m curious—what features do you prioritize when looking at short-term rentals?

Day 7: "Here’s a case study showing how we helped [Client Name] reduce costs by [X%]."

Which is not easy for possible for many people (like your husband).Once you really know what to do, the risk level drastically reduces.

  $80,000 per year, and reduced increments until you hit break even and have the bank covered.