I thought it might be helpful to address some of the most frequently asked questions that I receive.

Quote from @Scott MacComb: I have had contractors just do a small list on a paper napkin, and some do something on a word document.

Mortgage recasting is a great option for homeowners who:Have received a windfall, such as a bonus, inheritance, or proceeds from selling another property.Want to lower their monthly payments without extending their loan term or going through the hassle of refinancing.Are satisfied with their current interest rate and loan terms.How to Get StartedIf you’re considering mortgage recasting, here are the steps to take:Contact Your Lender: Ask if they offer mortgage recasting and confirm your loan’s eligibility.Determine the Lump Sum Amount: Decide how much you can afford to put toward your principal.Calculate Potential Savings: Use an online mortgage calculator or consult with your lender to estimate your new monthly payment and total savings.Submit the Request: Once you’ve made the lump sum payment, your lender will process the recasting and provide a new payment schedule.Final ThoughtsMortgage recasting can be a powerful tool for homeowners looking to reduce their monthly payments and save on interest without the cost and complexity of refinancing.

ya Open door capital struggles are well documented..

We have tried multiple local collection agencies, and we have not received a penny for over a hundred thousand dollars of bad debt submitted to them.We keep hearing, "It takes time" but it's been well over a year with the most recent one.

Keep all your documentation and backups.

Some company paystubs have specific characteristics that are embedded in the document that make them a bit different.

As I settle into the new year with my game plan Im curious to know what Margins investors are looking to receive in this market.

., realtor fees) and documented remodel expenses ($50K).

It sounds like the tenant has solid evidence their check or auto payment was received by the wrong party.