., mix STR with personal use or convert it to a primary residence), depreciation recapture is not triggered immediately but will apply when the property is sold.

It’s a great way to grow faster.HELOC or Equity Tapping: If you have equity in another property, using a HELOC or cash-out refinance could help cover the down payment without affecting your DTI as much.Seller Financing or Creative Deals: Look for sellers willing to finance directly, which bypasses traditional mortgage qualification hurdles.Scaling quickly often involves combining strategies—play around with what works best for your goals.

Even with owner financing, his primary concern should be receiving payments.

We recently relocated from our primary residence to a rental property ourselves (we recently welcomed a baby, and our house no longer accommodated our evolving needs).

You can purchase a primary home with seller financing, then rent out the spare rooms to generate income.

That's a primary component to a loan being non-recourse.

Too many varying opinions with sound logic on both sides in this forum regarding traditional velocity banking.First position HELOC ... 

And there is a lot of appreciation potential.For someone just starting out, I'd suggest focusing on traditional long-term rentals before jumping into short-term rentals.

The other nice benefit of 100% VA disability is that you pay NO PROPERTY TAX on your primary residence.  

It is much easier to find HELOCS for your primary residence, but some lenders will do a HELOC on a investment property as well