I’m not looking for a step-by-step guide, but I know I’m not the only one in this position.

A lot of folks that build and rehab wont pay for it.. they take the position they did everything right and it benefits buyer if you want it you pay for it.its not a huge cost . 

We pride ourselves in keeping the forums positive, helpful, and focused on real estate (please, no politics, religion, etc.).

putting 20% down on $200K will be a $160K (first position)note.

As for structuring the deal, proposing to buy the single-family in cash with an adjusted purchase price could be a win-win, especially if you frame it as maintaining the seller's cash position for their settlement.

Could a return to independence help lower mortgage rates, or have other positive effects?

I was in a similar position with my SDIRA and decided on working with PPR.  

Your cash flow is positive on paper, but how will that look in reality?

@Surya S KumaresanYou're in a great position to grow your real estate portfolio in Atlanta, a market with strong appreciation and rental demand.

That’ll help you figure out the best type of funding to use.It sounds like you’re in a great position to make this flip work!