I used $80k to pay off personal debts and $50k to remodel it by myself with my two hands.

I've been researching and learning for several years.

Quote from @Koffi Mahouna: Hello,My name is Koffi.

Personally I wouldn't feel comfortable trying to wholesale a relatives $1M home knowing that I am breaking the law if I cross over into doing anything that can be considered representing them in the transaction, and knowing it will only be marketed to people who buy properties wholesale (typically investors who don't want to pay retail prices), instead of the majority of retail buyers active in the market who are typcially willing to pay more. 

All you will do is get your listings cancels and that business name will be banned along with the personal accounts of the new owners.

I think my own research says that I cannot reap the benefit because you would have to have put the property into a fund upon purchase.   

Start with the Arizona Department of Real Estate website and verify credentials, search licensees by entering their names. 

I signed up with them about 3 to 4 months ago, then found out how expensive the loan was to get going with them and told them that I would self finance it instead but they had to cancel the loan first...they use a company called Special Financing Company..the person I spoke to at REI his name is Paul, he said he would take care of canceling the loan, but a month later I realized that they were pulling $599 out of my bank account.

From experience, I’d recommend getting pre-approved, improving your debt-to-income ratio if needed, and researching local assistance programs.

I am the only person that will be able to update you in this matter.