Hotels and motels do it all the time.

For example, if I were to invest in Columbus, Ohio, could anyone share their insights on which neighborhoods or parts of the city offer good returns?

ConsiderationsCrime Rates: Some parts of Albuquerque have historically struggled with higher crime rates.

Skip the gf->wife part, it is now irrelevant, just say "with my wife." 

Thanks again for taking the time to respond!

The hard part will be explaining you cannot pay the overage.  

So, you say will I want to take some cash out using the 200k value but most programs will require you to wait some period of time from 3 months up to 12 months for conventional before you can use that 200k value to pull cash out.This seasoning does NOT apply to delayed financing as I mentioned in my post above.  

Hi all,I will soon be moving to Cleveland, OH and either renting or buying in the surrounding area with my future spouse. I have about 20,000 saved and will be looking to make an investment in the following year. I wo...

If you want ROI, look to other parts of the country. 

I'll send you a message, feel free to reach out any time, no pressure or obligation at all.