I think some folks search for discounts so that's a way for being promoted.Seems guest dont rent a 4 bedroom house unless they have triple the amount of guests they originally reserved for.  

I would suggest starting as a mortgage loan originator aka MLO.

I would imagine the bigger loan origination companies out there who underwrite like robots because they are lining up the sale before closing  will be the exception and require those docs up front. 

Originally posted by :What your accountant missed is a checkbox in his software.

Originally I was planning on buying a multi family in the area I live in, but after reviewing my lease, I’ve found that I really can’t break it and I have 8 months left on it.

Quote from @Rong Tang Tan: still waiting for mine to start...we got the permit but our builder is requesting an escalation so ended up swapping builder now w similar original cost and hope to start in a month or two... 

Borrowers are not allowed to complete any of the work themselves as sweat equity.Loan to Value Calculations:The original principal amount of the mortgage may not exceed Fannie Mae’s maximum allowable mortgage amount for a conventional first mortgage.Purchase: For a purchase money transaction, the LTV is determined by dividing the loan amount by the lesser of the “as completed” appraised value of the property or the sum of the purchase price of the property and the total rehabilitation costs.Refinance Transactions: For a refinance transaction, the LTV is determined by dividing the original loan amount by the “as completed” appraised value of the property.Eligible Renovation:There are no required improvements or restrictions on the types of repairs allowed.

I will still stand for the review I gave it in my original post, I think Pace and his team and the community is amazing.

Originally posted by @Sidney Wilson:I understand that it is sometimes easier to have a broker do the work to find a lender, but the 1% + I always paid to brokers was a fairly significant cost.

I am originally from CA and now have a huge circle of folks like yourself that have investments here in Dayton Ohio and surrounding areas because the returns, low taxes, solid rent, and landlord friendly state makes a ton of sense.