Sometimes it's ambiguous, but even then, why should I bother with the company that has numerous unresolved lawsuits, versus another company that is virtually the same but has none.

With the wealth of information available on BiggerPockets and numerous other sites and books, I'm not sure where to start.

Thank you, Jason, for the very thorough explanation. 

There are numerous value adds such as traditional rehab, development, change of zoning, TIC, etc.

I can give numerous examples of California investors I know losing money from buying in "cheaper cash flow on paper markets."  

I even named them the #3 non-seasonal market in the US today in our BiggerStays weekly newsletter here based on numerous metrics.

Walked away dumber than i was before the explanation!

I wouldn't call that a true "DSCR Loan" - especially considering that a ground-up construction property won't have any cash flow so DSCR would be negative or 0 numerator if you'd try to calculate it

@Jessie Griffin Thanks for the detailed explanation, Jessie.

I give you analogies, and explanations, I even give you statistically measurable numbers and data to back it up.