Go to the neighborhood at 2 in the morning and see what is going on.

Chris Good morning ChrisThank you so much for this information!

I told him that just this morning I had a conversation with an investor who was interested in hard money in CO.Here's his info:Kevin HighmarkChief Loan OriginatorKevin at capitalfund1.com (that's his email, just convert to @)NMLS #1330046 Capital Fund I, LLCBK-0917799Company NMLS# 396288www.CapitalFund1.com14555 N Scottsdale Rd | Suite 200 | Scottsdale AZ 85254d 480  656  7458

Good morning, I’m new to bigger pockets.

We use a YTD paystub and last year’s W-2(s) to calculate income several different ways:Hourly or salary income calculated to a monthly amountYTD income divided by number of YTD monthsYTD + W-2(s) income divided by the corresponding number of monthsIf these numbers vary too much, then we investigate and require an acceptable Letter of Explanation.Employment StabilityUnless an applicant has exceptional credit, we strive to determine their stability of employment to make sure they’ll always be able to pay the rent on time.

What they bought was a liability....maybe paying taxes, maybe paying HOA/POA dues, then dividing it between 10 kids when they die, so now really worth nothing, but a headache.#2. 

Enjoying my coffee from my Asheville made East Fork mug this morning.  

Good morning all, Would any of you have or can recommend a good evaluation calculator to buy a business on seller finance?

Then, divide this by your estimated nightly rate.For example, if monthly expenses are $3,000 and you estimate a $150/night rate, your breakeven occupancy rate would be around 20 nights per month (3,000 / 150), or 67%.

Not having divided attention will be a huge plus though!