The International Monetary Fund (IMF) has published the results of research conducted into how lenders are likely to be doing their business in the future, and what new information and personal data these companies plan to start asking from borrowers in order to determine their credit score.The biggest takeaway is the seemingly inevitable shift from merely accessing credit information to also incorporating people’s online behavior into the process of deciding whether to lend them money necessary, for example, to buy a house.Compared to the way the system now works in most countries – these changes, which are expected to be coming soon, look fairly invasive privacy-wise, and with no “vision” of proper safeguards.

That has both monetary and non-monetary value that will pay off.

When investing, you typically want your money to be as effective as possible, but that's not to say there are non monetary things that add value to your investments.

This way each party is fairly compensated for their monetary contribution as well as they work they do in the business because those things will not always be equal or comparable.

Unless, of course, you believe that the complexion of kids playing on the sidewalk outside a property has no bearing on the monetary value of that property.

Curious,since the real rate of return on cash is negative and continues to worsen due to current monetary policy is there a point at which one leaves cash in purchased and rehabbed properties instead of pulling it back out to purchase again? 

I do not expect any monetary payment, and I'm not looking for an official "mentor".

I recently won monetary damages from an eviction hearing for a little over $7,000.

She is insistent on costing us nothing, and we are insistent on helping without monetary profit. 

If you study economies with governments that have no monetary will power, the value of the currency quickly is diluted to nothing.So, what is the little guy to do?