These operators totally bungled the deal and operation but still made money due to the market.2.

If your entity has several years of operating history and good and reliable financials, you may be able to find something. 

Now take short-term AirBnB properties like one of mine in Miami.

Hi Eric,Great question—estimating operating expenses can definitely be tricky, especially for items like maintenance, CapEx, and make-ready costs that vary widely between properties.

Jon Wolfe, the founder, is a friend of mine so let me put you in touch with him and his tech team will help you get it sorted out.

My only concern to look out for is that things can go 'rural' pretty quickly if you start venturing outside of town, and most lenders are going to put the brakes on financing if the appraisal lists the property as 'rural' (has to do with what they perceive as the availability of future tenants).Watertown, NY - It probably is as good as you believe, but the lending licensing is pretty tricky up there, so its just  bit more difficult to find lenders that operate up there.

The way we have done it is to borrow from my 401K, when I pay mine back borrow from hers and repeat this cycle so we always have one we can pull from. 3) This option will be controversial but I have taken out private money loans with family and friends. 

Does the operational company already exist and have income history?

We are familiar with several operators, but we chose to work with AJ Osborne at Cedar Creek Capital. 

It's the lenders who usually require that the property is listed under an entity, depending on the state that they operate on.