(+1 sub)speaking of uncut gems. it's interesting that was the movie you were going to watch, given your situation. can't really compare RE to gsmbling, but the guy had heart and wouldn't give up for nothing. great job on persevering thru this storm! 

This home is not a luxury home so the insurance route seems overkill.2) Buy a worry free waiver and add it to the booking rate?

Many people I speak with initially gravitate towards the "cheaper" areas because "numbers are better." 

I checked the Better Business Bureau for complaints, I checked the NJ State Attorney General consumer division to ensure he was licensed, I checked every reference he gave by visiting sites and speaking with the homeowners. 

You may want to speak with an asset protection specialist. 

@Lutfiya Mosley sorry that you are dealing with this, and good for you for speaking out!

best of luck. make sure you are speaking to a knowledgeable person in your area as you might be getting false information

I’ve been wanting to speak with someone about that but I’m not sure who would be the right person to ask ( real estate agent , broker etc) . 

Hey Stefano Vrolijk,Speak with a local mortgage broker and get pre-approved for a loan. 

Ask to speak with some of their current owners and current/former tenants.