That is why it is hard to get regular real estate loans on assets valued so low, the cost of the refinance makes it so you are paying higher than they can legally charge you percentage wise.

i fyour getting paid off when the vertical loan goes on.. then your in first position . so not sure what the issue is? 

If so, you open yourself up to a larger pool of candidates.

Look for some of those to go in as an LP (limited partner) and learn and grow your knowledge, skills and investment money so you'll be ready for the next accredited deal. 

 So when I get on Bigger Pockets, I use my iPhone.

Everywhere I turn all I see are pitches for affordable housing and the same (not so) compelling arguments regurgitated by syndicators, capital raisers, brokers etc. for the investment strategy....strong returns...lower volatility....supply (huh?)

We haven't lived in the townhouse in the last 2/5 years so we would get hit with full capital gains.

So we opened up an LLC and he funded it with $100,000.

We do land entitlement so we control all sites and tie them up until zoning is approved. we don't buy land that we can't entitle first

I provided a free rent back for 2 weeks so the seller could get her funds and relocate.