They may agree to accecpt some kind of instrument filed in the recorders or clerks office to consolidate them into one single tract in order to let you have the reduced valuation.Exemptions usually only apply to non-profit org, religious, gov prop.

This is against public policy in NC under the liberally construed Real Property Marketable Title Act statue and its related case law. "...marketable record title shall not affect or extinguish the following rights... (11) Deeds of trust, mortgages and security instruments..."

If you REALLY want to know what you can or cannot do with regards to checks - lookup Article 3 (negotiable instruments) of the Uniform Commercial Code (UCC) as implemented by your state.The UCC is a recommended model set of laws for governing commercial transactions.

Cheryl,They are prodcuts / instruments designed by Banks whereby they have combined a guaranteed deposit and juiced it up where by your return can increased if a certain thing happenFor example, last time they offered me a product whereby the principal is guaranteed and the retun is at minimal 2% (note the 3 mnth deposit rate at that time was 2.8%)But depending on the movement of the EUR/USD the return can go up to 6%.Now in my case I got 4.5%.

The court rejected the plaintiff’s arguments that the court should disregard the liability shield of the LLC under the instrumentality or identity rule because the plaintiff failed to plead either theory.Hunter v.

(the lender will have to pay for it in advance).Sometimes there is language in the note and security instrument that allows a lender to not only collect on any and all advances (such as taxes, insurance and legal fees) but also charge interest.

Companies, especially issuers of debt instruments (bonds), in some cases may include a 'call provision' in the contract with the investor which allows the company issuing the debt instrument to call the debt (pay off the investors) prior to the stated maturity of the debt.

This is similar to your plan to invest it in higher return instruments.

My principle instrument was french horn.Sounds like you're well versed with your analysis.

The reason a Purchase Money Note, as a debt instrument is preferable is because of the possibility of a seller-come-creditor having some ability to have recourse on the borrower, where it it is argued that obligation is a promise to pay by the purchaser.