Using the rise in equity to cover the 20% down when I convert the va to convent.

Some have more than $1 million in equity while others have less.4.

If buyers are scarce due to entrenched wealth-income inequality, then once Boomers start selling their vast holdings of stocks and millions of overpriced homes, prices will plummet if sellers outnumber qualified and willing buyers."

So if there is built in equity in the property, you would be missing out on it because of a presumed prepayment penalty, but its a great way to leverage the bargaining power of cash while still maintaining capital to buy multiples at a time.Would be happy to help if you would like to take a look at what you would qualify for.

here's what i personally am doing.  2 things.1. i will BRRRR something that breaks even on rent IF i can force a huge gain in equity.  2. i'm looking for seller finance deals. 

Right now you can take your 500k in equity and purchase multiple properties that will cash flow better then what you could make. 

The 600k is rolled into the Y2 build (same as above), this is repeated for 5 years at which point the Y1 build is refi (will have approx. 120k in equity build just from mortgage pay down, no apppreciation factored in.

$15m in EB-5, large skin-in-the-game from the local Seattle developer who put in 25% in equity through the land contribution, 75%/25% JV, blue-chip architect & well mapped out condo project.

There are very likely a LOT more groups that are in equally bad or worse positions.  

This is why we focus on land being 10% of cost of after repaired value as well, soft costs 5%. that's 15% and then on building a home that is small enough to have a large gap in equity of at least 30%. rinse and repeat