Maybe even a 7th bedroom /w bath by converting part of the garage.That kind of modification might hurt the resale appeal to a future owner-occupier, but let me tell you, it's STR gold. 

Now if he gets you by the hand and shows you how to buy with no cash and credit, and you are able to buy, then his snake oil is worth it weights in gold, but he will have many excuses his business is selling snake oil not real estate.

I've been here 14 years and have seen the site ebb and flow, occasionally being taken over by over bearing folks with a gold star in their title.

Is this possible for a cash out refinance or rate term on 2 investment properties on the same loan that need to be refinanced and separated, or is this a unicorn by a rainbow sitting next to a pot of gold?

this is gold!   

It is not easy to find good PM's but when you do they are worht their weight in gold and when you have a bad one you just want to sell the property instead of firing them.

Buy gold!

I'm planning to use Brizo luxe gold fixtures in bathrooms. 

Low income subsidized rentals may return a high gross cash flow, but their total investment value in a growing portfolio is more glitter than gold.

This last time they told me to go with Antique Brass or Brushed gold faucets and hardware in the kitchen.