When I was buying, concerns were the quality of new construction, the timeline fluctuations and cost increases.

I will share my "Most Expensive Lesson" in the comments.To kick things off, here are ten examples of expensive lessons or mistakes in real estate investing:Underestimated Repairs: The classic pitfall where the cost of repairs and renovations far exceeds initial estimates, impacting the overall budget and profitability.Tax Liens: Failing to account for or being unaware of existing tax liens on a property can result in unexpected financial burdens.Contractor Liens: Not settling payments or disputes with contractors can lead to liens against your property, complicating sales or refinancing.HOA Fines: Overlooking or violating Homeowners Association (HOA) rules can lead to significant fines and headaches.Bad Loan Products: Opting for loan products without fully understanding their terms can lead to unfavorable financial conditions, such as higher interest rates or unfavorable repayment terms.Ignoring Zoning Laws: Investing in a property without a clear understanding of local zoning laws may restrict its use, affecting your investment strategy.Overpaying for a Property: Lack of research or getting caught in a bidding war can result in paying much more than the property's worth.Neglecting Due Diligence: Skipping thorough inspections and background checks can uncover unpleasant surprises after the purchase is finalized.Poor Tenant Screening: Failing to properly screen tenants can lead to unpaid rent, property damage, and costly evictions.Underestimating Market Risk: Not considering market fluctuations can lead to investments that don't pay off as expected, especially in volatile or declining markets.We've all been there in one way or another, facing setbacks that seemed daunting at the time.

It appears the bond market continues to call BS, remaining dubious that inflation will come down rapidly (or potential labor market weakening).And those traders may be right, at least for now.Fed Fund futures are now pricing in ~4 rate cuts in 2024, down from 6+, which it has fluctuated around the past few months.

By taking into account market conditions and understanding the fluctuating interest rates, you can make informed decisions that align with your long-term financial goals.

Your investing selections should be informed by thorough financial analysis because markets can fluctuate greatly.Joining local real estate meetings, networking with local real estate investors, or using internet platforms for contractor ratings may all be useful when looking for a trustworthy general contractor.

Borrowers should be prepared to navigate changing lending criteria.Risk Management: Borrowers should carefully assess the risks associated with DSCR loans, including potential fluctuations in property income and interest rates.

Since the interest-only ARM rate adjusts quarterly based on market fluctuations, this could work in our favor as interest rates are expected to come down over the next couple years.

@John AchesonProperty value fluctuations don't really bother me.

Since they've lowered interest rates to zero, rates have fluctuated a full 2% while the Fed fund rate hasn't moved.I imagine that jumbo rates will be more sensitive.

If you HAVE to put a rule of thumb on it I would say 50% of gross income goes to operating expenses, but again this fluctuates highly depending on the specific property.