Put 15-20k into the property for renovations and to renovate the 3rd floor attic space and he told me it just appraised for 155k but you really need experts on the ground who can help you locate these deals and help get the best price.

It's going to need a new roof here in a few years, and new flooring in both units. 

I'm not the underwriter who approves the loan, I just know what they need which is usually a thorough overview and proof of recently completed projects, where you were the GC. 

USAA is saying that my insurance is going to expire in a few months and cannot be renewed unless renovations are completed.

She is offering to refinance one of her homes that is completely paid off.

On paper numbers and in reality numbers are completely different. this is because with riskier investments you have higher chances for evictions, maintenance issues, management calls, non payments of rent, damage to property etc.

Being a broker in Western Washington and an investor in Tacoma, I completely understand the challenge of getting started in this market.

I am completely self taught intentionally.

Not incredible, but fine.An out of state flip or flipping business, handled completely remotely? 

The QI will facilitate the transaction by holding the proceeds from the sale of your New Jersey property and using them to acquire the replacement properties in Florida.Make sure to follow the 1031 exchange timelines: you must identify potential replacement properties within 45 days of selling your New Jersey property and complete the acquisition of the replacement properties within 180 days.