I'm working on my first transaction.... we shall see.  

Plus, compared to other parts of Florida, the Panhandle is still relatively affordable, making it a great option for first-time investors or those looking to diversify their portfolio.Another huge perk is Florida’s no state income tax and landlord-friendly laws, which make it easier to manage and profit from rental properties.

@Kendric BufordRecommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

Within the first month I believe the company byte federal has a data breach.

That said I would like at other options first- can you pull cash out of any of your existing properties, either through a cash out refi or heloc?

Quote from @Marc Shin: @John Underwood how's this for a first photo? 

Hey everyone, I attended some classes that turned out to be scams and watched every video online.

Unless you bought in D class, very low appreciation area, you should be sitting pretty. 

To determine price range, the first step is always figuring our how much you are pre-approved for; and that can vary significantly when you are looking at multi-unit properties because of the additional variable of rental income that can be included in qualifying.

How do you know if a neighborhood is C class as an out of state investor?