Willing to go the extra mile here based on the numbers.Thanks!!

Money shifts.

The real value of an agency should be in reducing your workload, not adding extra oversight.On a related note, having worked in this field and provided these services myself, I can confirm that the pricing you mentioned for cold callers is too high.

Money was expensive over there and at the time, I didn't know how to get hard money to do rehabs. 

What if you take the money and never complete the fix & flip?

@Kisaki Nicole Kaopua as the previous comment had mentioned, I would take out a hard money loan as well.

While it might feel like an extra charge to tenants, these packages often provide value that indirectly benefits the property owner as well—like reduced maintenance calls or ensuring the property is better protected.In my experience managing a large portfolio of properties, these fees are becoming more common due to the thin margins in property management.

I fund their deals 100% they make money I charge nothing up front I only make money when they make money we get paid the same day off of the HUDs..

Since moving into another fixer-upper isn’t ideal right now, consider leveraging your $40K for a low-money-down investment, like house hacking a small multifamily or using creative financing (seller financing, subject-to, or partnerships) to avoid tying up all your capital.

Once you hit conventional loan limits, many investors turn to hard money or non-QM loans to keep scaling.