These are excellent strategies—thank you for sharing so openly and not holding back.

Texas remains an exciting market, and you've got some excellent opportunities to diversify or even consolidate into a single high-quality asset.

Areas with infrastructure growth and new development are excellent targets for long-term value.Key Tip: Adaptability is essential in 2025.

.- CPA just wants a pdf or excel SS for P&L, BalanceSheet, GL - so could use whatever I want, in theory.- bank integration (download transactions) a must- no employees, so don't need payroll- if it'll bill that's awesome.

Fastest way to learn is by networking with people who are actively doing what you want to be doing in the future 

An excellent multifamily trainer with much credibility in the market is @Gino Barbaro of Jake and Gino.

Via court docket when the case is filed. this is the fastest and earliest place to find foreclosures/defaulting loans/mortgages, via the filing of the case at the court, but, as mentioned, if the process within your state does not have to go through a court (non judicial option) you wont find records of the notices there.

You've become part of an excellent platform for networking and education!

I then created an excel sheet with those estimates to know (a) what to offer for land to make my numbers and (b) to hold the sub to what they estimated for me.  

You bring up an excellent point about the trade-offs between second home and investment property loans.