Punch List: Accounts for any punch list items involved. 

Having good accountants will be an important item to afford scalability. 

And when I was doing aheroshome.org and doing 1 hour consultations to BP members for a donation to our Charity..

Your numbers are close and assume no more work is needed than the big ticket items you mentioned. 

Thank you, and I look forward to meeting you at the viewing.Note how I reiterate the qualifying criteria as well as itemizing what the move-in costs will be.

Some houses have so many decorations, misc. items around the house it is difficult to notice when things go missing over time.Hope this helps! 

Giving them a laundry list of items will typically just overwhelm them and create more confusion instead of giving them a smaller step process to get more confidence to get the ball rolling and then they can get into the weeds on their state when they get the contractors out there, have local bids come in, and dial in their plan. 

Due to item 1, adding an ADU can require years to start achieving any return (once the accumulated cash flow recovers the initial negative position).4) Adding an ADU is a slow process.

I look at every single item in the pro forma and imagine that it is complete BS, and see if I can challenge it.

It's always important to have contingency reserves and having a healthy contingency line item that's capitalized can greatly reduce cash during life of loan.Loan Administration:Remember construction lenders release for completed work and the borrower has to navigate the process by which the work is completed in order to obtain reimbursement.