I’ve got a lender who is a problem solver and loves geeking out on the minute details of these problems (it’s what makes her a great lender) and she could be a great resource for you...she’s put together condo conversion workshops with experts all talking about their components.

I would have contacted the locksmith tech to get additional details before assuming it was tenant damage.

I don't know if this is actually in an A or B neighborhood, but would a duplex like this interest you: https://www.realtor.com/realestateandhomes-detail/116-Regent...?

38116 and 38118 are the areas Im referring to and I have a Podcast where I break down the stats and all details of those areas.

Would this be a good comp: https://www.realtor.com/realestateandhomes-detail/1313-Osweg...?

Hey Alan, thanks so much for the detailed breakdown.

Thanks Denise for all of your detailed information on Alabama tax liens.

At it's basic level:Assumption: Asking the bank to turn the loan over to you and going through the normal underwriting process, credit, income, DTI ratio etc SubTo: Taking over the loan without telling the bank, no underwriting, no credit check, no income verificationBoth have risks, but it's not my intent to be detailed in this post.

Can you share some details about the property?

Zoom link details on their website.