Are you going to negotiate inspection items, contingencies etc.

Specifically for the missed items during the review prior to the initial call, as well as the piece on no action plan.

Another complex I own in will replace the kitchen cabinets and flooring in the units as they were originally sold with these items.

Our thought is a bunch of $.06 per minute charges on your credit card would be too many line items on your CC statement, so by default the system will reload your account in $50 increments (you can change this to any increment)In the dialer interface, I thought we displayed $99 for unlimited minutes as an add-on to the main app as an alternative to pay per minute.

Some houses have so many decorations, misc. items around the house it is difficult to notice when things go missing over time.Hope this helps! 

I also think that if I can make all of my money back in 4 years with a cash out refinance, what is the danger?

First you need to learn to separate the following:Maintenance: usually things related to wear & tear or tenant damage.Repairs: usually broken items like doors & windows, caused by tenant or nature.Capital Improvements: usually expensive things that wear out: hot water tanks, furnaces, roofs, etc.The seller is correct that Repairs & Capital Improvement items should not be a factor for awhile (ALWAYS get your own inspection to confirm).

Quote from @David Kanarek: DANGER !!!

Punch List: Accounts for any punch list items involved. 

It's always important to have contingency reserves and having a healthy contingency line item that's capitalized can greatly reduce cash during life of loan.Loan Administration:Remember construction lenders release for completed work and the borrower has to navigate the process by which the work is completed in order to obtain reimbursement.