I have one lender that will go up to 85% but need 720 credit or better and 1.25 DSCR no rural areas

I don't think he would allow someone that had to put the fee on a credit card.

I'm told the screening criteria credit score is on the higher end .But most of the listings I see are also on the same league.

I have over 30k coming in very soon and working on credit score.

Sorry to hear about the investment going sideways and credit to you for sharing your experience on here.

I would look for a low interest line of credit to put on the property and lend at a higher interest rate.

Most people think real estate investing requires huge capital, perfect credit, or bank loans—but that’s not always true.

At least 2 US credit scores required to qualify.

Local banks and smaller credit unions are most aggressive in this space.

Depending on what your goals are a line of credit might be a good idea to give you access to quick cash for another acquisition  Thanks, Michael,I've protested taxes and I'm considering a cash out refi for another property.