Many investors do this and don’t see issues, but it’s best to proceed carefully and know there’s some risk.You don’t necessarily have to inform the lender, but it's wise to consult a real estate attorney or CPA to guide the process and minimize risk.

Consult a CPA to align the choice with your retirement goals.This post does not create a CPA-Client relationship.

Depreciation can create paper losses to offset rental income or passive income, and qualifying as a Real Estate Professional (REPS) or STR loophole can allow losses to offset W-2 income.This post does not create a CPA-Client relationship.

Discuss with your CPA how to handle the 800 CA fee for each LLC you create.This post does not create a CPA-Client relationship.

A balanced approach, combining financing with a cash reserve for stability, maximizes tax efficiency, inflation protection, and aligns with your goal of retiring sooner.This post does not create a CPA-Client relationship.

Check with your CPA if you instantly owe the depreciation recapture if you gift it to your son.

The same applies to buying businesses whether it’s online businesses, plumbing companies, or professional services like a CPA rollup.

*This post does not create an attorney-client or CPA-client relationship. 

Prioritize financial stability before scaling your investments.This post does not create a CPA-Client relationship.

Quote from @Christanne Wright: Working with STR owners has taught me that you need to have a discussion with a Tax Strategist or your CPA to see if there are any opportunities that you can take advantage of.