Getting a loan to payoff another loan with a lower interest rate doesn't make any sense. we do private lending and can get double digits returns consistently.

Real estate investing is largely about the choices we make as owners.Over the years, I’ve worked with many teams and companies, and I always recommend SDIRA Wealth because they build the properties in the best markets, and consistently excel in meeting my top five criteria.  

If you consistently analyze properties, recognizing a good deal will be much easier when it shows up.

I would say if you're looking to invest, the first thing I would do is to build your CORE 4 which consists of having a great realtor, contractor, property manager, and attorney in whatever areas you decide to invest in.

It’s especially useful for prospecting foreclosures or expired listings.TruePeopleSearch (Free): If you’re working on a budget, this is a surprisingly helpful resource for quick lookups.That said, any platform can work if you use it consistently—it’s all about staying persistent.

All channels can work, though some bear fruit more consistently than others.. especially when you’re hoping to avoid heavy renos.

There is also Niagara Falls, Ontario which seems to have a more consistent flow of visitors throughout the year.

If you consistently analyze properties, recognizing a good deal will be much easier when it shows up.

A second STR in a market with year-round cash flow potential might balance out your portfolio and give you more consistent income.

My goals are all based around being consistent.