the insurance companies are not charities; they deserve to make reasonable profit for providing the insurance.  

Thought about if I did scale to say 100-200 doors that I would hire another company to audit the current PM on how they're handling my properties. 

If you ever decide you want a more passive approach, there are turnkey companies out there that handle everything for you.

You can also tell her to call the utility company about the best way to save, as turning off heat and on is not efficient having to run longer blasting out cold air as opposed to leaving it set at a lower temp. :)

What about if you set up a maintenance company that maintains all of the properties, then you have a real estate attorney prepare all of the lease agreements.

That could be your PM company if you plan to hire one. 

We have a 320g tank that is leased from the propane company (like $15 a year).

Ineffective or Absent Conflict Resolution ProcessEvery successful group of people needs an effective conflict resolution process characterized by:simplicity to understand and remember;quickness to start and complete;a clear vocabulary.My company, Livingsmith uses and recommends the 5-on-5 Process for conflict resolution in co-living homes.2.

Now that I have this amazing community, I want to know the folks here if you've ever heard of this company or worked with them?

It may sound nice to pay a 5% management fee but the extra fees can add up to be more than the other company that charges 10% with no add-on fees.