I realize that commercial investing is more in-line with my goals, so I have wiped my slate clean and ready to start over from the beginning.

The other flag was Lee pitching one product or another every other day!

Same experiences as above....great product with very helpful customer service and they always seem to be adding new features.

He does not want to deal with the headache of tenants cleaning or any thing to do with STR.

Initially, our plan was to fix the drywall leaks, clean out the property, and relist it for a small profit.

Years go by and eventually Grandpa gets tired of fixing porches, nailing gutters and steam cleaning carpets that 'have a couple more years in them. 

So could start with some community banks in Cleveland since you are local.Residential loans for the most part are serviced by Fannie Freddy but commercial loans can be much more diverse with their products so having a few options has always helped me a ton. 

Two, you'll have a much easier time obtaining a mortgage product if you have a track record of W2 income.In the meantime, continue implementing the strategies you mentioned: save religiously, build your credit, pay any existing debt owed, etc.

Initially, our plan was to fix the drywall leaks, clean out the property, and relist it for a small profit.

I can assure you that the more you learn regarding these products, the easier it is to help all of your clients.