Given our circumstances, would you recommend investing in another single home or a multi-unit (like a triplex or fourplex)?

(This requirement may be waived under certain special circumstances constituting good cause for a waiver, such as the loan being issued because of a bona fide emergency, with the lender obtaining written consent from the buyer to proceed with the loan without the disclosure notice.)The closing on a home equity loan must occur at a permanent office of the lender, at a title company, or at the offices of a lawyer.After the closing occurs, the borrower has a three day period during which the borrower may cancel the loan without having to pay any charge or penalty.

If you feel I can benefit from the Passive Pocket; then I need more details on it before jumping in not knowing what the circumstances are?

My loan officer is saying no, but the literature I'm seeing says up to 12 months delayed occupancy is allowed for special circumstances.

The best method often depends on your specific circumstances, credit profile, and local market conditions.

@Chris Ray, in your circumstances, I'm not convinced that a HELOC would allow you to "pay off big chunks" quickly. 

Everyone has a unique combination of skills and circumstances. 

I personally believe the positives of FHA financing far outweigh the perceived liability exposure many caution of and its one of the few circumstances where I wholeheartedly believe investors should prioritize FHA financing over purchasing properties in an LLC. 

In some circumstances the NTQ goes from 5 days to 30 days (things like lapse of time evictions).

.); the larger drawbacks of course are lost investment gains in the plan and potentially needing to repay the loan balance in full if circumstances change, among others.