You should reach out to @Elliott Milek, he's a savvy cross border accountant who also invests in US real estate, and resides in the Ottawa area.    

I work on the border in Del Rio, so I split my time between cities.

My guess is because your income and assets are irrelevant to them because they can't put a claim to them over the border. 

This is on the border of Silverlake/Westlake and it's a flip.

Some of the basic benefits are transaction speed and the ability for low cost, cross-border payments. 

That's why it matters where your funds come from.What you were embarking on borders on mortgage fraud. 

The rough side of Asbury Park is directly bordering Neptune. 

I have only lived in this area for 10 years, and spend most of my time across the border in Juarez where I manage a production factory, so I am sure there are folks with much better knowleadge than I, but so far from my research, the Northeast, lower valley, and central/downtown portion of the city seem to have the most multi-family opportunities. 

Most agents are only licensed in one state, maybe two if they live in a border town. 

This is generally the area which is bordered to the north by 295, the east by Ramsey St, to the west by 210, and BUS 401 to the south. 210 and Ramsey sort of form a “V” shape to the south and Country Club Dr. cuts through the middle (W to E).I have recently found several homes in this area which meet my criteria but they move quickly and I have not been able to get one of them as of yet.