By comparison, NHTSA’s most recent data shows that in the United States there is an automobile crash every 479,000 miles".Image source Wkikmedia.org.Doug Elkerman wrote: "Its not so much data points, a ML model can hold a vast superior number of data than a human can but its useless unless it knows what to do with it.

Getting down to the reasoning behind it, why would a flashy automobile matter?

It's not an annual election that you "figure out" every year like electing to use mileage vs. actual for automobile expenses or electing to not take bonus depreciation.  

They could not afford new tires for the family automobile or pay the deductible to patch the roof after a hailstorm.Thus, since many in the U.S. cannot create or follow a budget, it is wiser for the lender to embrace fixed interest rate loans.As for buying down interest rates ...I did not take the time to read all of the posts in this thread, but before I would determine the time value of money before buying down an interest rate.

I want it all to myself :)Don't forget that Lansing also has a strong automobile manufacturing presence.

If they did their homework with the Domestic Automobile Market, they would have known to STAY AWAY.

Then you are entitled to these discounts in Panama:Here is a summary of the benefits of the Panama retirement visa:One time Duty tax exemption for household goods up to a total of $10,000.Duty exemption for importing a new car every two years.50% off entertainment anywhere in the country (movies, concerts, sports)30% off bus, boat, and train fares25% off airline tickets ( originating in Panama - going anywhere)50% off hotel stays from Monday through Thursday30% off hotel stays from Friday through Sunday25% off at restaurants15% off at fast-food restaurants15% off hospital bills (if no insurance applies)10% off prescription medicines20% off medical consultations15% off dental and eye exams20% off professional and technical services50% reduction in closing costs for home loans25% discounts on utility bills15% off loans made in your name1% less on home mortgages for homes used for personal residenceA one-time exemption of duties (taxes) on the importation of household goods up to US$10,000 in total value.100% duty exemption on the importation or purchase of an automobile every 2 years.

Unlike most of the urban sprawl / suburbia in metro Detroit, Birmingham is a downtown oasis area of 20,000 people with walkable streets, great restaurants, parks, libraries, and some of the best schools in Michigan and people who often prefer to take a stroll to town vs drive their car (exceptionally rare in the birthplace of the automobile assembly line)There are only a handful of apartment/condo buildings and none are over two or three stories.

Who would have thought that a couple of years after my cancer discovery I would be put on the right track tofinding the answer to all my health problems deep in the jungles of Bolivia from an old weatheredman that had never seen a TV, cell phone, ridden in an automobile, been to a traditional Doctor oreven seen a McDonalds.

That being said, there are constantly automobiles driving past while hitting the pothole in front of the drive.