I'm particularly passionate about East rural areas of Dallas.Outside of real estate, I enjoy horseback riding, jet skying, home improvement projects, and spending time with my family & friends.Excited to learn and connect with yawl!

I am interested in the Sunapee area myself, love the idea of being next to a ski mountain and a lake.

a) Get a pre-approval from ONE of the lenders and use it to put in offers.

I live in Salt Lake City, Utah, and we have a STR ski condo in Park City. 

An FHA mortgage will not have a pre payment penalty.

The problem is most loan officers will not know this up front because they fail to do a "pre-underwrite" and get a "Loan commitment" versus a pre-approval letter.regardless of you using your own money they will "Not" use the higher appraisal value they must go off of the legal sales contract.

HUGE ski country/ Air B&B/ vaca rental opportunity. the daughter, whom i spoke to, said that they owe the majority of the mortgage...however its an FHA loan.

For what it's worth, some ideas I've seen pitched are grocery bundles (e.g. a breakfast bundle for 2-4 people with eggs, bacon, bagels, cream cheese, and OJ all pre-stocked in the fridge), meal kits, a pre-stocked drink fridge, charcuterie boards, premium coffee selection, bike/e-bike/scooter/kayak/canoe rentals, video game consoles, upgraded work-from-home office amenities (e.g. oversized computer monitor), etc.I'm not a lawyer, but cocktail kits, bottles of wine, local craft beer, and other alcoholic items seem like they would fall into a grey area from liability perspective. 

Having a Pre-approval letter or better yet a loan commitment and a Banker to call and reassure the sellers agent you can close in 30 days or less also offers a huge advantage.In this market using a DPA is not a bad idea since rates are high and when they drop you simply refinance for a lower rate and payment. 

All the housing that’s around the Palisades and Northstar ski resorts is also unincorporated Placer County.