The reason to get the permit is it is a smart investment in terms of the value added, appreciation, etc.  

Kowal: One question I always have of anyone selling a wealth building strategy, whether it's a surefire way to trade options, or someone peddling the best algorithim for trading stocks and bonds:  if you are so smart, why do you need to work at selling the product?

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

House hacking a multifamily property is a great way to start in real estate, and your plan to live in one unit while renting out the others is smart.

Like Nathan says smartly, dont address hoarding specifically. 

Here are a few suggestions on how you can maximize the wealth of information available: Check out the blogs and podcasts, or take advantage of the search feature (magnifying glass).

@Jerry Shen I apologize if this is a repeat of info or if it constitutes an "application" that you don't trust, but your thread prompted me to locate Propy.com, whose website says "Propy allows buyers, sellers, brokers, and escrow/title agents/notaries to come together through the utilization of a suite of smart contracts on blockchain to facilitate transactions." 

If you’re keen on keeping your stock portfolio intact, leveraging your home equity via a HELOC or home equity loan could be a smart way to keep that diversification going. 

There's asymetrical relationship between cash flow and appreciation.If you are smart, just buy duplex and househacking it or buy SF and househack.