Rinse and repeat this process over time.

I will spread the info to anyone I know who was affected.

Options ive looked at are the Burrrr method, house hacking with fha living in the property for a year doing small upgrades and forcing appreciation refinance then rent and repeat that every year until we reach our goal.

Out of respect for this person I apologized for my repeated calls and told them I didn't wish to get them in trouble just needed to talk to someone that had the answers.

Then I pay those loans off asap and repeat.

Exploring AZ, TX, OH, and FL makes a lot of sense—those markets are active, and Florida, in particular, could offer unique opportunities with properties affected by recent hurricanes.

I'd DSCR into the property, and refi trad out. then repeat. 

Also where there are changes in regulations that may require lenders to change servicing agreements which affect who services your loan.I know that's a pain but as things change -- unfortunately, investors will be impacted by changes in the lending industry - and that includes LOAN SERVICING CHANGES.It’s a total cluster between the banks, their loan servicers and their loan servicer’s sub-servicers.

From there every 20 point increment affect pricing differently.

Depending on where the rental is, that might have an affect on what people are looking to stay in.