If you can hold off for 2-3 years to save more and build a solid emergency fund, it may give you greater financial flexibility when you’re ready to buy.If buying now feels too risky, consider renting for a while to gain privacy without the long-term commitment of a mortgage.

We have our lease terms but are flexible and treat people fairly.

**Flexible Financing**: DSCR loans can offer more flexibility in terms of qualification, especially for those who may not have a traditional income stream.

However, there are definitely opportunities if you stay flexible and informed.

Ideally completing light renovations like this shouldn't take long and you should  have a low holding cost on the hard money loan (if you used debt) and make a higher profit on the sale or have more flexibility on the payoff when you refinance  Plan on long-term and hold.

Credit unions are often more flexible.

Not everyone has that flexibility in life, so if you have the opportunity, grab it!

Thus, your profit margin is lower (than the all-cash offer), but your ROI is higher.Putting more than 20% down might reduce your monthly payment and debt-to-income ratio, but it also ties up more of your capital, limiting flexibility.

The downside is the risk of negative cash flow if the market shifts, but it offers liquidity and flexibility to deploy capital elsewhere.

Or you can just be flexible on closing those properties so he can line up the 1031.