Seems like too much for a cleaning service and not extensive enough for a mold remediation company.

This lender does 80% LTV for the DSCR on refinance - I have spoke with them quite extensively.

My family has an extensive portfolio of SFH in the DFW metroplex and has seen the property taxes go up over 100% across the whole portfolio in the last 3 years and it’s no end to the increases in sight.

This adds to our bottom lineThe environment gains - and by extension, ALL OF US - since waste & excess literally drop off of a cliff.

Low class outfit ... one of my borrower/ clients went into escrow with them last week and  put up the non refundable money getting ready to close and well  the title needs to be probated.. so these guys dont run title until they have your deposit.. will see if and how easy they give my client back his money since it did not close on the closing date and no extension was given or signed..

This is a personal preference thing, based on an extensive amount of people I've encountered in my life, to 99% of the people out there, pay off the mortgage is the way to go if they can. 99% of the people in the world would be beyond content with financial freedom: meaning, in general purchase whatever you want (minus mega mansion and private jets), go wherever you want to go, send your kids to whatever school they want to go, and last a life time.

Assume you need an extension and pay 5 points.

I may be a bit gun-shy because of the extensive renovations we have done to a primary residence that spanned three contractors and six years.  

Even thought it needs extensive repair due to damage from the tenant and since I live in the front unit, I don't think I can deal with a renter living free, getting uber eats delivery and working without paying rent.

I have read extensively on this site about coin op vs non coin op and the opinions are decidedly mixed.