That way someone can have "passive" exposure through the debt, yet still have RE exposure in some form or fashion.

--- The worst condition a property is in, the fewer buyers interested, so the bigger opportunity it respresents. 

That shows real estate can be possible for anyone; in my opinion, I know everyone has unique and challenging situations, but in principle, anyone who can follow some basic budget fundamentals can save up enough for a down payment.Grateful BiggerPockets continues to bring more people into the industry!

When you are going through the approval process- we do request liquidity or proof of funds.

where can we find places-websites to analyze areas that will provide positive cash flow?

We are about 2 years away from pulling the trigger on something.

Do they have a website?

Quote from @TJ Dittmar: Covering the mortgage isn't sufficient.

I think.. that darn NMLS website is the most user unfriendly site I have ever seen..  

They were all equity syndications except the one that has continued through the years and guess what it is a debt fund (not an equity syndication).