I can see how starting with a 4-plex could provide better returns and learning opportunities without an overwhelming jump in complexity.

Additionally, understanding the rights and responsibilities of both tenants and landlords under this program can foster better communication and smoother interactions.

I don't ever recommend selling a property unless (a) you want to move the income to another investment that will perform better, or (b) selling moves you closer to your goals.

Of those two, I actually like the first one better because you have a competitive advantage to that market and the amenities you could provide.

I assume you got a better interest rate, and I know you are saving a boatload of interest. 3) imagine year 11-30 where you are cash flowing thousands with paid off properties instead of hundreds because of these lean 10 years. 4) hopefully you can raise rents at least $100 each every year and in 2 years your cash flow neutral even with preferred short term mortgage. 

This implies that if I had confidence of better than normal appreciation or ways to add value, I would purchase a negative cash flow property.  

I have found that multifamily properties tend to cash flow better than the single family homes. 

We built a single family home version of a 2 bed 1 bath with surface parking at cost with no profit all in with land for 175k in newark ohio, a suburb of columbus ohio. when we push that to 3 units and closer to the city for our build to rent model the numbers go way better. a 30k slab for a single family home is 30k, a 30k slab for a triplex is 10k a door. we designed a 2 bed 1 bath design at 668 sq ft and it's very good layout even I would live there, but I would never build anything that small again. there's no economies of scale. you need density and shared lines, resources, shared roof shared slab, shared windows, etc the cost goes way down.

Reach out anytime for a better insight on which OKC/BHM pockets to buy in. 

Glad I have mine, but I'm not going to debate anyone who feels they're better off w/o a license.