(expense ratio % to income)To be more specific let's pretend its on a $60,000 property in a blue collar neighborhood

Dont want to make a mistake that it might be someone random pretending to own the company.

Just pretend you didn't get her text and you'll be even.  

So I will pretend a little when I answer, as I guess I qualify as a "could be" full-timer.1.

Pretend you don't have any money.

I won't pretend to be the authority on lending,but it's my understanding that once you're in a commercial lender's office, they can evaluate the value of the property however they want since they hold the loan and don't answer to anyone but themselves.I'm not saying I'm definitely that I'm right in that, nor am I saying that typically it's as you say.

They've never done a deal and were some wholesalers pretending to be cash investors.  

Usually collected as part of the application process.Fraud: let’s not pretend it doesn’t happen.

I am not going to pretend I have a better grasp of their own self-interest than they themselves do. 

And we all know who brought this new reality but yet, we pretend things are well intentioned.....