Find the average pay , avg household income.

My current household I used a 401K loan as a down payment.

Also research Gene Guarino, who really make it a household name. 

Accessory dwelling units (ADUs) have become a source of income to help families remain in their homes while providing affordable housing to elderly, single-person households, and students.The following requirements must be met for an ADU: Owner OccupancyOwner must reside at the main house or in the ADUProperties where owner does not live on site must be rezoned to allow more than one dwelling unitPermitted Zoning DistrictsR-1, R-2, R-3, R-4, R-5, R-6, RM-4, RM-5, RM-6 and in multi-family districts up to a total of five (5) unitsSizeUp to 800 square feet or 50% of the size of main house (whichever is larger)Cannot exceed 1,600 square feetAll properties, regardless of main home size, can have an ADU of at least 800 square feetApplies to attached and detached ADUsBedroomsNo limit on number of bedroomsUtilitiesCan have separate utilities (meters) or can share meter with main houseHeightDetached ADUs = 2 stories and 25 feet in heightAttached ADUs = must comply with height limit restrictions for the underlying zoning districtSetbacksDetached ADUs = may be located 3 feet from side and rear property linesCannot have an eave overhangMust be fire ratedTo avoid above measures, setbacks from side and rear property lines must be 5 feetParkingOnly ADUs over 800 square feet require a dedicated off-street parking spaceHappy to Help :). and remember unlike many counties or cities San Antonio has an amazing city staff, they are very friendly and you can always do a walk in to ask questions.

They have personal loans, heloc, and mortgage they cannot pay based on a newly reduced household income.

However in Stockton there's interesting data that the household income is still parallel with home value for this year while in Austin they're no longer in parallel line which basically telling moving asset from Stockton to Austin is almost similar like selling Stockton and buy in San Francisco (more expensive market that's more unaffordable to common folks).

(if not handled properly, the asbestos fibers will continue circulating in the household air handling system.In addition, all of the Hazardous Material that is removed must be specially bagged and handled, and disposed of in a very specific manner.

We have a lot of poverty to deal with - median household income is under $20,000.

I asked if anything else was required and a hours later they asked for income verification, ID and a hardship form (all of which I have already uploaded for myself) so I redid them all for myself since I'm the only adult in my household...The next day, I'm told again, it was required for my daughter!

In it, Warren goes through a bunch of tax data and bankruptcy interviews and convincingly concludes that modern two-earner households tend to fall bankruptcy at a faster rate than older single-earner households because too much of their income is sunk into paying off the mortgage, the car payments, and various outsized monthly bills.