And they go into banks and apply for loans usually with quite a bit of money already stashed away. banks are more interested in lending to investors that are in it for profit rather than the average American who may end up out of work and who won’t bring in endless money.Source: I worked in banking for four years and still know many who do.  

At that stage Engelo already made it clear that he is "selecting" investors and Cashflow Savvy have a Podcast - "Epic Real Estate Investing"Much have changed since 2017, the market is going bananas and demand is through the roof while people are on endless wait lists.

A market correction and more inventory coming to market will be a good thing for everyone except those betting on endless appreciation.

——this assumes the properties had to have gone up 25% in value to be Able to refinance, in 2 years——that means you are borrowing more money which means a higher payment, which means less cash flow—-there is not financing available at 15% down——there would have to be an endless supply of these homesOnly those truly ignorant to real estate investing and blind to the above points could believe any of this.   

For example paying someone to allow you to help them in their field, or to have a meeting, or get specific licenses or certificates etc... endless possibilities and you should use your life to try stuff out and see what you like.I dropped out a few years agoReach out or dm me anytime to talkBest,Ryan

The options are endless in this labor market!

Companies do not have endless cash to buyback shares, they need to have earning to create cash and there has been plenty of productivity over the past 8yrs. 

I truly believe that educating yourself is a priority and has endless opportunities for growth.

There were no employees or any of that Josh was the whole company pretty much working endless hours.

Front end : Less Revenue thus less tax payment , Back end: Stronger Balance sheet by converting debt into equity.