You should still be able to hit your goal debt free by using the power of the compounding cash flow. 

You have lots of moving parts here compounded with COVID-19 in FL.

Don't forget the basics of this and the power of compounding 8th wonder of the world.

As a new Landlord, you are still undergoing the learning curve and there are many challenges to managing rentals the last thing you want to do is to compound your headache.   

I am a professional firefighter and I can tell you that not only the fire itself can cause a great deal of damage, but the water used to put it out can compound the damage.

Or does the 6.5% interest compound monthly?  

And then the way the city's policy on squatters compounds the problem.

Hello, I was reading the Slight Edge by Jeffery Orlson and it spoke about compounding time.

As I mentioned before it is in the OWNER's best interest to add the PM as an 'Additional Insured' and the PM, being the licensed entity (the person with most experience in the eyes of the law) should be able to convey this to an owner and help them mitigate their risk - not compound it -, as the seasoned part of the team it should be seen as your duty - it will only save your owner's and you, as a PM, money in the long run; most insurance companies do not charge anything more to add an 'additional insured' and those that do are often smaller insurance companies whose policies are questionably better than the paper written on, as they find it too risky...

It's kinda like compound interest.