We have two major hospitals, 5 universities, multiple anchoring global corporations. 

Emphasis mine.

There seems to be a general sense that all deals have equal risk and as such much emphasis is placed on returns.

I currently have 5 SFH in Memphis and looking around (globally) for more opportunities.

yes, you have to disclose. worried about lead paint is like worrying about global warming. it's there, deal with it.

global companies are beginning to crack down on unnecessary expenses, like employee travel, and are taking longer to fill job openings, if they even fill them at all.

Being that its a commercial loan there is much more emphasis on the income/expenses as opposed to what other properties are selling for in the area. 

When I personally value businesses, I put most of the emphasis on cash flow rather than revenue.

Its one thing to have competitive pricing and a high degree of service, but I can definitely relate with what Bill mentioned above.When I feel a borrower is highly "transactional," and non relationship oriented I will let my team know to not put too much emphasis on the file because at the end of the day the team and staff have salaries and costs that have been allocated from the bank.As a loan officer for a bank we're rated on our profitability to the company.

Despite the global economy and a possible correction in the US & elsewhere, I expect to have my best year in 2015.