How do the property values fluctuate in that area of the market?

I'm self-employed and just spent 9 months traveling n South Asia, which makes it harder to get loans, even though my credit score fluctuates between 787 and 812.

Can you incorporate something in the lease regarding a tenant paying a fluctuating electric bill... or do you just charge your tenants more rent to cover the cost?

I heard that real estate agent income can be very inconsistent and fluctuating.

Here is my dilemma, he wants the loan to adjust every 6 months, with the interest tied to any fluctuation of CPI.I had not heard of this before, but I understand his stance.My question to those who are in the seller financing world, have you encountered this before?

Also, how do you manage potential downside risks like market fluctuations and loan repayments? 

HelloGEOGRAPHYCountyNJ:MIDDLESEXPROPERTYProperty TypeResidential: Multi-FamilyResidential: SFRResidential: TownhouseResidential: DuplexResidential: TriplexEquity(%)30 40 to 100 % maybe as low as 20% depending on the fluctuation of values Last Market Sale Date01/01/1950 1900-01/01/2006 2009OPTIONSOWNER-OCCUPIEDAbsentee Owned In-StateAbsentee Owned Out-of-StateALL STATESADDRESS-COMPLETENESSMailing and Property address CompleteCORPORATE-OWNEDExcludeAddsExclude trust ownedInclude a Value not to exceed median and not lower than a multiplier of value times % of equity that youre comfortable buying.Since you can't grab BEDS add Sq 1100- 1800

I see other benefits, as I've said, but I'm legitimately curious how it works out mathematically, too, and I'm always wrong like you have said.In the example Brian gave where throughout each month his balance fluctuated on HELOC and he was paying (5%, I think) on say a $4000 average daily balance, what was he paying on HELOC interest vs 4% on $10,000 if he left it on the mortgage?

A recession will only cause moderate fluctuations in rentals and for that reason having adequate reserves negates any issues with leverage.If financing is the cause of a failure in rental property investing during a recession you simply did not plan ahead.

I just wanted to make sure we were on the same page re: longterm trends vs. short-term fluctuations.