Debit.  

I had a 24 year old female applicant with bank account, debit card and one (1) VISA card. 

If you close the loan before July 1st then your loan amount will be limited to the initial purchase price plus closing costs and prepaid fees.

Tenant can use debit/credit card or ACH from their bank

If you want expedite it, you would need to ask your tenants to pay using either a credit/debit card and a 3% fee.

Should only be used for things that should be in an escrow account like SD's and prepaid items etc...  

Prepaid finance charges and closing costs.

@Sam Deb It can be done for sure, but I you have to factor in renovations taking longer than 3 months )especially in hot markets where good contractors are hard to find and might not be ready to start as soon as you are closed), a 6 month seasoning requirement for some lenders and 12 months for conventional, that you may or may not get ALL your cash out (doesn't make it a bad deal), the bandwidth to run multiple projects at the same time.... 

After some research, I've identified several key features that are crucial for my business operations, and I would appreciate it if you could provide information on the following:No fees on minimum balance.No fees on incoming and outgoing domestic/international wire transfers.No limits on transactions.Ability to conduct digital transfers, including Zelle.ACH payment capabilities.Online payment options.Credit/debit card availability.FDIC protection.Online protection.Additionally, if you have any special promotions, features, or benefits that cater to real estate businesses, I would be interested in learning more about those as well.

Another option would be that once you determine what the buyout number is, he gets that with a debit put into an account to pay the interest rate difference upon refinance.