Leveraging the money I could easily make returns higher than the delta but there are also giant downfalls to the asset based loans like high fees, prepayment penalties, my first born child, etc, etc.

A giant TV and a cable box for each room or you won’t get good reviews in my market.

Beyond the huge issue of taking a giant leap of faith with a TK partner, the more I learn about it the less I like it.

You are going to hear a lot of pissed off people crying about the holidays as if you should be responsible for subsidizing the purchase of crap they don't need to be put under a tree so they can have one giant day of waste.

You didn't state if either of these were your primary home, but if one is....then a Home Equity Line of Credit (HELOC) for that property.Just in case, a LOC or HELOC acts as a giant credit card. 

Originally posted by @Dick Rosen:Correction: I did not know painters could get a license In Arizona, there is a legal exemption A.R.S. § 32-1121(A)(14) (Handyman Exemption) for work under $1,000 (labor & materials).

No giant XLS needed.   

@Dick Rosen awesome!

Great question Dick.

@Dick Stevens, yah you’re right, thanks for the feedback!